Alchemy Pay Expands USDY Token Availability to 173 Countries, Enhancing Access to Tokenized Treasury for Ondo
In a groundbreaking move, Alchemy Pay, a leading global payment solution provider, has announced the acquisition of DexterLab, with the aim of dominating Solana infrastructure amid surging on-chain activity. This strategic move is set to expand Alchemy Pay's reach into Web3 banking and Real-World Asset (RWA) investing.
The integration of Ondo Finance's USDY token with Alchemy Pay's global payment rails significantly enhances the accessibility and adoption of tokenized RWAs, particularly in emerging markets. This partnership offers seamless, faster, and lower-cost payment infrastructure that bridges traditional finance and crypto ecosystems, addressing geographic and regulatory friction that typically limits access to tokenized assets.
One of the key impacts of this integration is improved accessibility for users in emerging markets. Alchemy Pay's robust payment rails support 25+ currencies with fiat-to-crypto onramps via established payment networks like Apple Pay, Visa, Mastercard, and more. This allows users in emerging economies, who often face challenges with traditional banking and cross-border transfers, to access USDY tokenized assets more easily and use them for real-world transactions.
Lower cost and faster settlements are another significant benefit. By leveraging stablecoins like USDY for payments and settlements through Alchemy Pay’s network, transaction costs and settlement times are reduced compared to legacy systems. This efficiency enhances user confidence and encourages adoption of tokenized stocks and RWAs, which have historically been limited by settlement speed and cost barriers.
The integration also supports the growing demand for tokenized stocks and RWAs. Tokenized stocks—a major segment within the real-world asset market—are approaching a tipping point with rapidly expanding market cap and user base, fueled by blockchain-based finance adoption. Alchemy Pay’s payment rails help extend this acceleration by enabling token holders to spend and transact with tokenized assets, not just hold or trade them.
Regulatory alignment and hybrid finance expansion are also key benefits. With regulatory clarity expanding in many jurisdictions, integrated payment solutions like Alchemy Pay’s network create compliant pathways for tokenized equities and broader RWAs to enter mainstream finance, particularly in global and emerging markets where digital finance infrastructure is evolving rapidly.
The integration of USDY with Alchemy Pay on the Solana blockchain offers ultra-high throughput, near instant settlement time, and ultra-low transaction fees. Ondo Finance is becoming one of the big players in tokenized Treasuries, looking to expand its suite of products across several blockchains. The combination of Solana's speed, low fees, and Ondo's yield-bearing token makes for an attractive offering for treasury operations, cross-border settlements, and individual savings.
USDY differs from stablecoins like USDT or USDC as it generates yield while maintaining dollar parity. Backed by short-term U.S. Treasuries and cash equivalents, USDY is a stable cash alternative producing yield in areas where conventional banks offer little or no interest. Crypto treasuries are reallocating stablecoin reserves into USDY to optimize returns without major risk shifts.
USDY can be purchased using local currencies via Visa, Mastercard, Apple Pay, Google Pay, regional wallets, and domestic bank transfers. The Alchemy Pay and Ondo partnership is moving towards the world of tokenized RWAs, gaining traction among both crypto and traditional financial service providers. SMEs in Latin America and Southeast Asia are beginning to use USDY for cross-border supplier payments.
Ondo's CEO stated that their goal is to democratize access to assets once reserved for institutional players. The integration unlocks new capabilities for decentralized finance (DeFi) users, allowing for collateralization, lending, and treasury automation on Solana-native DeFi platforms. USDY is backed by short-term U.S. Treasuries and cash equivalents, providing holders with a secure yield-bearing instrument with full transparency and 24/7 liquidity.
In summary, the integration of Ondo Finance's USDY token with Alchemy Pay creates a critical payment and settlement layer that bridges tokenized asset markets with user-friendly, global payment methods. This reduces traditional barriers such as geographic restrictions, FX fees, and settlement delays, thereby fueling broader adoption among users and investors, especially in underbanked and emerging regions where innovative financial inclusion is needed.
- Alchemy Pay, with its acquisition of DexterLab, aims to dominate Solana infrastructure and expand its reach into Web3 banking and Real-World Asset (RWA) investing.
- The integration of Ondo Finance's USDY token with Alchemy Pay's global payment rails significantly enhances the accessibility and adoption of tokenized RWAs.
- Alchemy Pay's robust payment rails support 25+ currencies with fiat-to-crypto onramps via established payment networks like Apple Pay, Visa, Mastercard, and more.
- Users in emerging economies can now access USDY tokenized assets more easily and use them for real-world transactions due to lower cost and faster settlement offered by the integration.5.Tokenized stocks, a major segment within the real-world asset market, are accelerating with expanding market cap and user base, and Alchemy Pay’s payment rails help extend this acceleration.
- The integration provides compliant pathways for tokenized equities and broader RWAs to enter mainstream finance, particularly in global and emerging markets.
- The combination of Solana's speed, low fees, and Ondo's yield-bearing token makes for an attractive offering for treasury operations, cross-border settlements, and individual savings.
- USDY differs from stablecoins like USDT or USDC as it generates yield while maintaining dollar parity, making it a stable cash alternative producing yield in areas where conventional banks offer little or no interest.
- The Alchemy Pay and Ondo partnership is moving towards the world of tokenized RWAs, gaining traction among both crypto and traditional financial service providers, and easier access to assets previously reserved for institutional players in the decentralized finance (DeFi) space.
