Financial services company BVNK introduces Smart Treasury, a system designed to automate real-time transactions with stablecoins.
In a significant move towards building infrastructure for a financial system being rebuilt on stablecoins, BVNK has introduced Smart Treasury - an AI-powered system designed to manage funds efficiently across blockchain networks, venues, and wallets without the need for 24/7 manual oversight.
This automated system, now available to Layer1 customers managing their own stablecoin operations, has been successfully powering BVNK's internal treasury operations and processing over $15 billion annually for global enterprises and payment service providers, including Worldpay, Flywire, LianLian Global, Deel, and dLocal.
Smart Treasury uses machine learning to forecast liquidity needs based on historical patterns and market conditions. By predicting liquidity needs in real-time, the system can autonomously manage operations such as topping up trading venues, rebalancing gas wallets, managing withdrawals, and moving stablecoins across networks without manual intervention.
The system allows users to set balance thresholds and link multiple liquidity sources, enabling it to automatically execute trades and top-ups just in time. This reduces idle capital, minimizes human oversight, and supports 24/7, continuous treasury operations—critical for blockchain finance, which operates nonstop.
By forecasting liquidity demands and acting proactively, BVNK’s Smart Treasury improves operational efficiency in several ways:
- Eliminating the need for manual “babysitting” and reducing human error
- Lowering capital requirements by avoiding excessive pre-funding
- Accelerating response times to liquidity needs in a volatile market
- Enabling seamless stablecoin payments and liquidity across blockchain venues with intelligent automation
Donald Jackson, Chief Technology Officer at BVNK, reiterates that as finance shifts to stablecoins, treasury operations must evolve. He stated that traditional treasury management systems are not designed for 24/7 blockchain-based finance.
Smart Treasury supports a modernized treasury team structure, with treasury leads focusing on capital strategy and risk policy, finance engineers building orchestration systems, and AI agents handling routine operations autonomously.
BVNK is building a full-stack infrastructure that enables businesses at every stage of their stablecoin journey to operate efficiently across borders and currencies. With Smart Treasury, they are taking another step towards making stablecoin capabilities accessible and practical for global enterprises.
[1] BVNK Press Release: Introducing Smart Treasury - AI-Powered Stablecoin Liquidity Management [2] BVNK Blog Post: The Future of Treasury Operations in a Stablecoin-Powered World [3] BVNK Whitepaper: Building Infrastructure for a Financial System Rebuilt on Stablecoins
Note: This article is generated by an AI model and may contain minor errors or inconsistencies. Please refer to the original press release, blog post, or whitepaper for the most accurate information.
- The AI-powered system, Smart Treasury, developed by BVNK, is designed to streamline financial operations in businesses, particularly those involving blockchain, machine learning, and finance, by managing funds efficiently across various blockchain networks, venues, and wallets.
- Smart Treasury, equipped with machine learning capabilities to forecast liquidity needs, autonomously manages and optimizes treasury operations such as managing withdrawals, topping up trading venues, and moving stablecoins across networks, reducing idling capital and minimizing human intervention, crucial for continuous blockchain finance.