Investment funding process streamlined by Stratiphy's selection of Moneyhub
In 2025, Stratiphy, an innovative investment platform, was introduced to the market, promising to revolutionise the investment landscape for everyday investors. Leveraging artificial intelligence (AI) and automation, Stratiphy offers personalised investment strategies to optimise portfolio performance and reduce volatility [1][2].
One of the key features of Stratiphy is the 10-year backtesting function. This tool allows users to simulate their portfolio's evolution over a decade, providing them with evidence-based decision-making capabilities and a better understanding of long-term outcomes [1][2]. By promoting disciplined, long-term investing and avoiding emotional reactions to market changes, Stratiphy helps investors align investments with their individual goals and risk appetite [2].
Stratiphy operates on a subscription model, aiming to make wealth management more accessible and affordable. It offers professional-grade investing tools in a simple, user-friendly format, bridging the gap between retail investors and institutional strategies [1][2].
To enhance financial connectivity, Stratiphy has integrated Moneyhub's advanced payment platform. This partnership allows for the aggregation of users' financial data and facilitates payments or transactions, ensuring the seamless management of personalised investment strategies within a broader financial ecosystem [1][4]. Moneyhub is known for providing advanced open banking and payment services, although specific technical details on how its platform powers Stratiphy were not detailed in the available results.
Dan Scholey, chief commercial officer at Moneyhub, stated that Stratiphy selected Moneyhub due to its ability to simplify financial management and unlock economic potential [5]. The integration with Moneyhub's platform enables users to navigate the complexities of investing with greater ease and security.
Stratiphy's mission is to empower investors to take control of their investments and meet individual goals. The platform uses a systematic approach that responds to changing market conditions, seeking high performance and low volatility [1][2].
According to a recent survey, 77% of UK investors want enhanced control over their investments, with the ability to personalise their strategy being essential [3]. Stratiphy's platform offers users the opportunity to create personalised investment strategies and assess their quality through realistic backtests.
Stratiphy received regulatory approval from the Financial Conduct Authority (FCA) in 2024, and its CEO and founder, Daniel Gold, aims to empower everyday investors with AI-driven investment tools for hyper-personalisation and automation [1][2]. The aim of the scheme is to enhance consumer control and choice while driving innovation and competition in the payments landscape.
References: 1. Stratiphy Press Release 2. Stratiphy Website 3. Investor Survey Results 4. Moneyhub's Partnership with Stratiphy 5. Moneyhub's Statement on Stratiphy Partnership 6. Moneyhub's Role in Open Banking Expo UK and Europe 2025 7. Moneyhub's Funding of the National Payments Vision Scheme 8. Moneyhub's Findings on UK Consumers and Open Banking Payments
- Stratiphy, a technology-driven investment platform, utilizes data analytics and artificial intelligence to offer personalized investment strategies based on user's goals and risk appetite.
- To improve portfolio performance and reduce volatility, Stratiphy incorporates a 10-year backtesting function, providing insights into long-term investment outcomes.
- Stratiphy's strategy leverages automation and innovation to make wealth management accessible and affordable, bridging the gap between retail and institutional strategies.
- Moneyhub's advanced payment platform has been integrated into Stratiphy to facilitate payments and transactions within the investment ecosystem, ensuring smooth management of personalized investment strategies.
- The partnership between Stratiphy and Moneyhub aims to simplify financial management, unlock economic potential, and provide users with enhanced security during their investing journey.
- Stratiphy's mission is to provide investors with control, empowers them through AI-driven tools, and fosters innovation in the global payments and finance landscape.
- In a recent survey, 77% of UK investors expressed the desire for greater control and personalization over their investments, aligning with Stratiphy's goal of hyper-personalization and automation.
