"Modern payments are designed to be easy, efficient, and beneficial to users"
In an insightful interview, André Moeller, the Head of Payments, Risk & Fraud at Volkswagen Group Charging GmbH, discusses his fascinating journey from the browser game era to the world of electric mobility.
Moeller's department, part of Elli - the e-mobility arm of the Volkswagen Group, also includes Debt Management. His extensive experience in the payment sector, spanning over 15 years, began with managing key accounts for SMS payments in a small company called Atlas Interactive.
Moeller's current role involves setting up the best possible payments, risk, and fraud setup for his employer, prioritizing cost-effectiveness, user-friendliness, and security. In his free time, he enjoys reading, riding a Harley, and gardening, reflecting a unique connection between his passion for motorcycles and his love for nature.
The fintech sector in banking has been around for a long time and still has room for improvement, particularly in savings interest rates. In the areas of deposits, stocks, and trading, fintechs have caused a significant revolution, making these markets accessible to the masses in a short time, even accelerated by the pandemic.
Moeller shares his thoughts on this sector in the interview. If he were the finance minister, he would prioritize listening to the people who made him who he is today. Current polls indicate that politicians do not always care about what voters want and often do the opposite.
Payment & Banking, the independent economic hub where Moeller works, reports, researches, and analyzes important topics surrounding payments, banking, fintech, crypto, and digital assets. Moeller's department at Volkswagen Group Charging GmbH is also part of this diverse group of founders, investors, advisors, and editors on a mission to deliver deeper insights and actively shape the finance and fintech industry.
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Moeller uses contactless payment at supermarkets and his most used finance apps include his bank's app, MLP, Trade Republic, Scalable Capital, and Amex. Despite the advancements in fintech, there is still room for improvement, and Moeller's expertise and passion for the sector continue to contribute to its growth and evolution.
Of which, technology plays a crucial role in business and finance, particularly in the fintech sector, where André Moeller, the Head of Payments, Risk & Fraud at Volkswagen Group Charging GmbH, notes the potential for further advancements. Despite using numerous finance apps and contactless payment systems, he acknowledges that there is still room for improvement in the industry, given his extensive experience and passion for this field.
