Ripple's CEO, Brad Garlinghouse, predicts that XRP could capture 14% of the SWIFT network's transaction volume.
Cashing In On liquidity: Can XRP Take On SWIFT's Dominance?
At the XRP Apex 2025 conference in Singapore, Ripple CEO Brad Garlinghouse dropped a bombshell. Announcing that XRP could seize up to 14% of SWIFT's global transaction volume within the coming half-decade. With this bold prediction, Ripple sets its sights on liquidity solutions as the next big play to revolutionize cross-border payments.
Garlinghouse underscored that it won't be the messaging systems that'll shape the future of global finance, but the players commanding the money flow itself. Outlining the dual nature of SWIFT, he emphasized that liquidity held the real power. If XRP layers the liquidity foundation, it's set to surge ahead.
Centering its strategy around crypto-driven liquidity, Ripple aims to facilitate smoother, more efficient value transfers across institutions. By bypassing the hold-ups of the conventional banking system, particularly in cross-border transactions, this approach targets faster settlements and reduced costs.
In line with the already lofty aspirations of the company, Ripple's Chief Legal Officer pointed to the rapid evolution of tokenized assets, suggesting it wouldn't be outlandish to see hundreds of billions of tokenized global assets in our near future. With XRP anchoring the infrastructure of this transforming financial landscape, it's positioning itself as the backbone of the dawning digital finance ecosystem.
The discourse at Apex 2025 illuminated Ripple's stance on the coexistence or competition of blockchain technology and traditional finance systems as the years progress. Placing a projection on liquidity, rather than messaging, as the decisive factor in the global payments market, Ripple places its bets on this differentiator.
Such a transition could be monumental, but with the growing institutional interest in blockchain-centric financial tools, Ripple's forecasts appear increasingly achievable as the digital finance space continues its rapid evolution. By keeping its feet firmly at the helm of change, Ripple is poised to play a pivotal role in the burgeoning blockchain-driven finance future.
On Another Note: Tokenized Treasures: US Treasuries Hit the XRP Ledger
Learn more about how Ripple's XRP Ledger (XRPL) was upgraded to embrace the first-ever tokenized US Treasuries, offering a glimpse into the limitless potential of this lightning-fast, low-fee digital payment system. This exciting step marks a significant stride in Ripple's journey to dominate the global transactions arena.
- Ripple's deployment of the first-ever tokenized US Treasuries on the XRP Ledger recommends its intent to leverage blockchain technology for liquidity solutions in the finance industry, aiming to revolutionize cross-border payments.
- In the ongoing evolution of the global finance industry, Ripple's pioneering move with tokenized US Treasuries on the XRP Ledger demonstrates a strategic fit with their ambition to capture up to 14% of SWIFT's global transaction volume, potentially positioning itself as a key player in the burgeoning blockchain-driven finance future.
